Personal finance, simplified

Know exactly
how much you have left.

A budget that understands how you get paid — biweekly, weekly, or monthly. See the calculation below: change the period and watch your available balance update instantly.

  Período · vista previaN° 001 / 2026
+Ingreso del período$ 1,500
Gastos fijos$ 550
Ahorro$ 150
Colchón$ 100

=Disponible$ 700
en vivocambiá el período →
figure 01live calculation
Do you run out of money before the next payday?
It's not discipline, it's clarity
The method

Built for how you get paid.

Nuvlo doesn't assume you're paid monthly. It calculates your real available balance each period, subtracting fixed costs, savings, and your buffer. What you see is what you have.

  • I · Period

    Budget by pay period.

    15deach cycle · adjustable to 7 or 30 days

    Biweekly, weekly, or monthly. Nuvlo calculates how much you have left each period, not at month-end.

  • II · Accounts

    Spending by account.

    banks, cards, and digital wallets

    Know what leaves each bank, card, or digital wallet. No charge catches you off guard.

  • III · Reserves

    Emergency fund and savings.

    2×deducted before the calculation

    Your emergency fund is untouchable. Your savings, automatic. Both deducted before calculating your available balance.

  Sobres · esta quincenaSEM·19 / SEM·20
Groceries
$ 138/$ 180
Transport
$ 42/$ 60
Dining out
$ 78/$ 80
Café & misc
$ 24/$ 35
disponible total73
Envelopes

Every dollar has its place.

Assign an envelope to each category — groceries, transport, going out — and Nuvlo tells you how much is left before you spend. No spreadsheets, no guessing.

A · TopeThe maximum you decide to spend this period.
B · GastadoTracked in real time as you record expenses.
C · DisponibleWhat's left — without you having to calculate.

Start today.

Three minutes to have clarity on every dollar. Free. No credit card.